Credit unions are federally-insured financial institutions that are owned by their members and do not have stockholders. Because they are not-for-profit, they return earnings to members in the form of more competitive rates of return on accounts, lower interest on loans, lower fees and improved services - last year, in fact, this added up to a total of $201 million in savings for Wisconsin credit union members.
Because credit unions focus on helping people and not maximizing profits, they behave in ways other financial institutions don't. Check out a credit union today and see the difference for yourself.